20 October 2025

More Americans open a Chime account than any other bank account

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In Q3, J.D. Power reported that Chime is the #1 destination for people opening new checking accounts.

“As customers consider new accounts, they are also considering a new type of financial partner. Of the new checking accounts that were opened in Q3 2025, 13% were with Chime. That rate outpaced all other banks, including national brands like Chase (9%), Wells Fargo (7%), and Bank of America (7%). Furthermore, Chime ranked fourth in attracting high-deposit customers with an estimated $1,000+ in deposits in the first year (8%). Chime also accounted for 7% of new savings accounts opened and 3% of credit cards opened.”

—J.D. Power, “Customers Are Opening New Accounts and Quietly Making Them Their Primary Relationships”

In Q4, we continued to expand on our leadership in primary accounts.

Share of Checking Account Openings

Chime
13%
Chase
9%
Wells Fargo
7%
Bank of America
6%
Capital One
5%
SoFi
5%
PNC
3%
U.S. Bank
2%
Cash App
2%
TD Bank
2%
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